How to Take a Free Loan From LazyPay App 2023

Lazypay app: Friends, sometimes you need urgent money very urgently. In such a situation, no one gives you money, because of which your work could not be done, so today we are going to tell you about the app named LazyPay. Because with the help of this app, you can take a loan as soon as possible.

Let me tell you that LazyPay is a loan-giving app, which provides you with loans. In this app, you are given an instant loan, as well as the company believes that a loan is provided here at 0 interest, but today we are going to tell you the whole truth of this LazyPay loan app so that you can take a loan easily. And you don’t have any problem.

What is LazyPay?

Buy Now Pay Later | Get the Product You Love with No Cost EMI | LazyPay

LazyPay is an app that provides loans to people, you must have heard about many such apps but LazyPay is the most instant loan app. With the help of this app, you can take an instant loan. Along with this, you are going to see many such options on it, due to which you are going to like this app very much.

How To Download LazyPay App 2023?

If you are also worried about money and you also need a loan, then let me tell you that you can easily take a loan with the help of the LazyPay app, but many people are asking how to download it. So we have told you some simple processes below, follow them.

  • First of all, you have to open Google Play Store on your mobile.
  • Now you have to search for LazyPay in Play Store. The first app LazyPay comes.
  • This app has more than 5 million downloads and the rating is 3+.
  • Now you have to install this app on your mobile.

Note: Keep in mind that download the LazyPay app only with the help of the Play Store. Because many people are duping people’s money by copying this app. But LazyPay is considered to be a legal and trusted loan platform.

Loan Criteria

Friends, let me tell you that if you want to take a loan from this app, then it is very important to have a good civil score, if your civil score is good then only you should apply on this application, otherwise do not spend time on this application.

If your civil score is 700+ then only you should apply for taking a loan in it, otherwise, you should stay away from this application, this is our request to you.

How to Take a Loan From LazyPay App?

If your civil score is good and you do not have any loan from the bank, then you are capable of taking this loan from yourself. Now in such a situation, we have told you some very simple processes below, with the help of which you will be able to take a loan easily. So let’s know How to Take a Loan From LazyPay App.

  1. First of all, you have to open the application on your mobile. Now you have to log in with the help of your mobile number.
  2. Now a prompt will come on your mobile which you have to fill.
  3. After that, you get to give the option of allowing permission. Click on that option to proceed.
  4. Now you have to fill in all the details along with your name in it, but keep in mind that you will have to fill in the details which are on your PAN card.
  5. Your full account has been opened, now you have got the credit limit.
  6. Now you have to go to your profile and complete your KYC.

You can easily take a loan now, but for the first time, you will get a 1500 rs loan. If you repay this loan well, then you get more loans and more loans.

Will these documents be required to take a loan from the LazyPay app?

If you want to take any type of loan, then you definitely need documents. In such a situation, if you want to take an offline loan or take an online loan, then you have to give documents proof. So, we have given the names of some documents, with the help of which you can easily take a loan.

  • Aadhar Card
  • Pan Card
  • Bank Passbook
  • Last 12 Month Bank Statements

Loan Interest

Let me tell you all that if you want to take any kind of online loan, then you have to pay interest. But LazyPay is such an app, with the help of which you are given a loan at 0% interest. But we have told you about their interest below.

LazyPay is India’s leading online Instant Credit app offering its users a credit limit between Rs 10,000 to Rs 1 lakh with instant approval and zero collateral. Personal loan interest rates range from 15% to 32% p.a. with EMI tenures of 3 to 24 months. You can use it to travel, buy electronics, cover medical expenses, home renovations & more!

*Sample EMI Calculation*
Loan amount = Rs 10,000 Tenure = 6 months, @ interest rate of 18%* p.a.
EMI = Rs 1,755/- p.m.
Processing fee = Rs. 200
Total Payment = Rs. 10,730
* Interest rate varies

LazyPay Customer Care Number

In case of any further query, you can also connect us at 08069081111 between 9 AM to 9 PM.

FAQs On LazyPay

Q1. Is LazyPay approved by RBI?

YES, LazyPay, the lending arm of PayU India, has updated its terms and conditions to comply with a recent directive by the Reserve Bank of India (RBI) that barred prepaid payment instruments (PPIs) from being loaded with credit lines.

Q2. What happens if I don’t pay LazyPay?

6.13 If the User fails to pay the BNPL Statement Amount on a Due Date, LazyPay shall be entitled to suspend the User Account of the User at its sole discretion. If you do not return the loan, then legal action has also been taken against you for lazy pay.

Q3. Is LazyPay trusted?

Yes, LazyPay is a trusted platform, with the help of which you can easily take a loan. This app has been launched by PayU India.

Q4. What is highest credit limit in LazyPay?

Currently, the maximum possible credit limit is Rs 1,00,000. In case of any further query, you can also connect us at 08069081111 between 9 AM to 9 PM.

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